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MoveUpPhilly

PHILLY & THE BURBS REALTOR · RELOCATION FIRST

Move Up to
Philadelphia.

Craig Lerch, a Pennsylvania licensed broker with 37+ years in the business and more than 4,000 transactions, runs MoveUpPhilly as a free relocation guide for out-of-town buyers and renters moving to Philadelphia and the suburbs. The site delivers real neighborhood breakdowns across the five-county region, honest cost-of-living numbers, and step-by-step moving advice from the broker who has closed deals in the city and the surrounding counties. Whether you are relocating for work, retirement, or a fresh start, this is where you start before you start packing.

Prefer a voice? (267) 214-7728

Now Booking Relocation Calls

Philadelphia skyline at blue hour along the Schuylkill River

Schuylkill River · Blue Hour

Craig Lerch, Philadelphia broker at eXp Realty

Transit Index · Typical minutes to Center City

050708101235

Craig Lerch · Broker, EXP Realty · License AB060964L

Weather in Philly · Center City 19102

What is the weather in Philly right now?

Live conditions and a seven-day outlook for Center City, refreshed automatically so you always see what the day is doing. Useful for out-of-town buyers planning a visit, a tour day, or just trying to guess what to pack.

Full forecast at weather.gov

Current · Philadelphia, PA

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7-Day Forecast · Philadelphia

Daily Highs & Lows

Live weather data via Open-Meteo · refreshed automatically

01 · Neighborhood Guides

Where Should I Live in Philadelphia?

Philadelphia is a block-by-block market. Start with the areas relocating buyers actually move to, from the high-rise core to the Main Line, then zoom out to the metro's five counties: Philadelphia, Montgomery, Bucks, Chester, and Delaware.

All 9 guides

02 · The Relocation Math

How Much Does It Cost to Move to Philly?

The citywide median sale price ran about 30% to 35% below the national figure in 2025, and the whole metro costs less than New York or Washington. Relocating to Philly is rarely a compromise; it is usually an upgrade.

Numbers below are drawn from 2025 market data. I will walk you through how they apply to your specific move on a call.

Glass skyscraper facade at dusk with one lit blue window
Citywide median sale price, 2025
$275K to $290K
National median sale price, 2025
$428K
Cost of living vs U.S. average
+3%
Overall cheaper than New York City
~37%
Overall cheaper than Washington, DC
~31%

03 · How I Help

How Do I Buy a Home in Philly from Out of Town?

Every engagement starts the same way: a free call, a plan, and a point of contact who has done this thousands of times.

Changing Lives. Making Money. Having Fun. Craig Lerch, Live in Full Tilt

01 / Relocation

Relocation Buyers

Scouting, video tours, school research, and offer strategy for buyers who have not landed yet. I am your eyes on the ground before you arrive.

See how relocation works

02 / Buying

First-Time & Trade-Up

From pre-approval to closing, with straight answers on rowhouse quirks, condo finances, and what a block is really worth.

See buying services

03 / Selling

Sellers & Downsizers

Pricing, preparation, and marketing for homes across the region, plus the downsizing playbook for moving from a house into a condo.

See selling services

04 · The Move, Mapped

What Should I Know Before Relocating?

Start with Step One

01

Map your commute

Regional rail, the Market-Frankford line, the Broad Street line, or the car. We find the neighborhood your schedule can live with.

02

Match the block

City or suburbs, school fit, and budget reality. Two blocks apart can behave like two towns, so the filter is specific.

03

Tour with intel

Video walk-throughs before you land, then a tightly scheduled tour day built around your shortlist, not a random drive-by.

04

Close with a team

Financing, attorneys, inspections, utilities, movers: a closing plan that treats the last 30 days as part of the move.

05 · Your Point of Contact

A broker who has done this 4,000 times

“Lead, follow, or get out of the way.” Craig Lerch, Broker at eXp Realty

That is how Craig Lerch describes the business he has worked for more than 37 years. More than 4,000 transactions in, he has handled rentals, first-time buyers, trade-up buyers, luxury, multi-unit, and commercial deals across Philadelphia and the suburbs.

For relocating buyers, that means one call replaces a month of Reddit rabbit holes: the blocks, the schools, the taxes, and the offers, answered by a broker who has closed it all.

PA Broker · AB060964L 37+ Years 4,000+ Deals

06 · Book Your Relocation Call

Talk to a Philly broker before you make the move

A free 20-minute call covers your timeline, budget, commute math, and the neighborhoods you should tour first. You leave with a plan, whether or not we work together.

  • Your timeline and budget, sanity-checked against the last 90 days of sales
  • A first filter: city neighborhoods, river wards, or Main Line suburbs
  • A tour plan built for remote buyers, video walks included
  • The offer and closing steps, so nothing surprises you at the finish line

Or email craig@craiglerch.com

Lead form · 2 minutes

Tell me about your move

Share your timeline and target area. I reply fast, and every conversation starts with a free relocation call.

No spam · Your info stays between us

07 · The Relocation FAQ

Quick answers to the questions buyers ask first

Five questions I hear from almost every relocating buyer, answered briefly and linked to the full guide for each one.

01

How much does it cost to move to Philadelphia?

The citywide median sale price landed around $275,000 to $290,000 in 2025, roughly 30 to 35 percent below the national median of about $428,000. The metro's overall cost of living runs about 3 percent above the U.S. average, and Philadelphia is about 37 to 38 percent cheaper than New York and about 31 to 33 percent cheaper than Washington. Budget for the city's wage tax, older housing stock, and the property and transfer taxes that differ from the suburbs.

Read the full cost guide

02

Can you choose your school in Philadelphia?

Your address assigns your child to a neighborhood catchment school, and you do not need to apply to attend it. To attend a different school you apply through one of two routes: the district's annual School Selection window for open seats, and the separate charter lottery on Apply Philly Charter. Suburban Pennsylvania ties attendance to the district where the child resides, while New Jersey's statewide choice program and Delaware's School Choice law open more doors across the metro.

Read the full school guide

03

Do I pay the Philly wage tax if I live in the suburbs?

Yes, if you work in Philadelphia. The city taxes work performed in the city regardless of where you live, at the non-resident rate of 3.425 percent in 2026, and your employer withholds it. Remote days still count unless your employer requires the work to be performed outside the city, and suburban townships and school districts levy their own earned income tax of about 1 percent, so moving to the suburbs trades one local tax for another.

Read the full wage tax guide

04

Which Philadelphia suburbs have train access?

A real share of the suburbs is on rail: SEPTA Regional Rail runs 13 lines with about 155 stations reaching the four Pennsylvania counties plus New Jersey and Delaware, and PATCO adds a 24/7 river crossing to South Jersey. Towns on the Main Line's Paoli/Thorndale corridor, such as Ardmore, Bryn Mawr, and Wayne, plus the Lansdale/Doylestown and Media/Wawa corridors, have stations. The catch is verification: a station can sit miles from an address, off-peak trains run hourly or less on many lines, and weekday one-way fares run $5.00 to $8.75 by zone.

Read the full train access guide

05

Can you live in Philadelphia without a car?

In the city's walkable core, yes: a car-free life runs on SEPTA's $2.90 base fare with up to two free transfers, with regional rail and PATCO covering the wider metro. The catch is geography. Transit density drops once you leave the core, and the suburbs mostly run on a car, so match your neighborhood to your commute before you decide.

Read the full car-free guide